Too fast! These three banks have announced! About Huawei Hongmeng System
With the release of a number of new products equipped with HarmonyOS 2, consumers will experience the full-scene intelligent life of the Internet of Everything on a variety of smart end points. How will commercial banks in the digital transformation period connect and adapt to this new system to build a new scene ecosystem?
At present, Bank of China, China CITIC Bank (credit card), and Guangfa Bank (credit card) have announced their access to HarmonyOS (Hongmeng) for the first time to support the localization of the operating system. Bank of China and China CITIC Bank said they will cooperate with Huawei to launch atomized services and lay out a new ecosystem for open banking scenarios.
Bank of China: Launched "Bank of China Foreign Currency Cash Reservation" atomization service
Bank of China announced that, as a strategic partner of Huawei, combined with the functional characteristics of Hongmeng, it took the lead in launching the "Bank of China foreign currency cash reservation" atomization service, laid out a new ecosystem of open banking scenes, and actively explored lightweight services.
The "BOC Foreign Currency Cash Reservation" service is based on the upgrade of Hongmeng’s "Atomization Service" experience, with the feature of installation-free applications, which realizes the simplification of applications.
What is an atomized service? Generally speaking, under the Hongmeng "atomized" system architecture, users can access the services they want in the fastest way, that is, search and use, and no longer need to download apps in advance.
Bank of China’s "Bank of China Foreign Currency Cash Reservation" atomization service is used by searching through Hongmeng’s service center, you can quickly enter the "Bank of China Foreign Currency Cash Reservation" program to make an appointment, and more conveniently obtain more than 20 kinds of foreign currency cash reservation services, eliminating the need for application download and installation, user registration and other steps, simplifying the business process.
Bank of China said that in the future, it will continue to explore the new technologies and service methods brought by Hongmeng together with Huawei, and try to launch financial scene services based on features such as "voice evocation" and "multi-terminal collaboration".
China CITIC Bank: Launches Debit Card Atomization Service
China CITIC Bank said that it has jointly launched the "China CITIC Bank" atomic service, and customers can enjoy the China CITIC Bank debit card application and progress inquiry services through the "China CITIC Bank" service card without downloading the app.
The bank said that at present, users can apply for a variety of China CITIC Bank popular debit cards, and the emergence of Hongmeng will bring new opportunities, namely new end points, new interactions, and new scenarios. China CITIC Bank will effectively use Hongmeng’s distributed capabilities to achieve multi-end point collaboration through the super end point concept, providing continuous and consistent operation; based on Hongmeng atomization services, China CITIC Bank will respond to various scenarios, allowing users to achieve a more convenient operation experience.
Guangfa Bank: Launches Credit Card Application Adapted to Hongmeng System
The official WeChat account of Guangfa Bank said that Guangfa has officially become the first member of Huawei’s Hongmeng operating system ecosystem. As the first credit card application in the banking industry to adapt to Hongmeng, the "Discover Wonderful" App fully supports the localization of the operating system.
GF Credit Card said that whether it is in the underlying technology or products, GF Credit Card has worked closely with Huawei, and GF is also one of the first banks to support Huawei Pay.
Reporters found that in addition, many Financial Institution Groups have been carrying out testing work. According to incomplete statistics, there are currently a number of listed companies disclosed that they are ecological partners of Hongmeng.
The launch of Hongmeng has brought new thinking to commercial banks – how to better carry innovative content with open and secure services and build a distributed service system for all scenarios of finance is a topic facing the digital transformation of banks.