Private car owners who occasionally take orders said that if the insurance premium rises across the board, they will withdraw from the online car-hailing platform

　　■ Our reporter, Leng Cuihua

　　Recently, the legalization of online car-hailing has attracted great attention from the society, and this change will also have a significant impact on the auto insurance industry.

　　"Most of the current online car-hailing vehicles are insured as private cars, and the insurance premium is low, but in the event of an accident during operation, it is easy to cause claims disputes. After the legalization of online car-hailing, this phenomenon will change." A vehicle to everything company official pointed out.

　　According to the new policy, the network about the car must have the relevant insurance of the operating vehicle, the industry after calculation that this means that at least 10 million car insurance premiums will rise sharply, but claims disputes will be reduced, at the same time, some drivers who rarely take orders may withdraw from the network about the car platform.

　　Industry experts also predict that with the development of online car-hailing, relevant data will continue to be enriched, and insurance companies can also develop new auto insurance varieties for this market segment to better achieve differentiated pricing of auto insurance.

　　Vehicle nature changed to operation

　　Double the insurance premium

　　With the release of the Interim Measures for the Management of Online Booking Taxi Business Services on July 28, the long-controversial online car-hailing has finally officially ushered in legal status, and travel methods such as carpooling and ride-hailing have also been encouraged.

　　"Now we finally don’t have to worry about the police fines. In the past, we didn’t dare to go to’high-risk ‘places such as train stations and airports. When we met passengers who wanted to go there, we had no choice but to cancel the order." Zhang Ming (a pseudonym), a driver who has been engaged in Didi taxi for almost two years, said that after the legalization of online car-hailing, he will feel more at ease when he starts this job.

　　According to the above-mentioned "Interim Measures", online car-hailing business services refer to the business activities of building a service platform based on Internet technology, integrating supply and demand information, using qualified vehicles and drivers, and providing non-cruise rental car services.

　　Regarding the business behavior of online booking vehicles, the above-mentioned "Interim Measures" stipulate that the online car-hailing platform company shall ensure that the vehicle providing the service has the legal operating qualifications, is in good technical condition, has reliable safety performance, and has the relevant insurance for the operating vehicle. It shall ensure that the vehicles providing the service online are consistent with the vehicles actually providing the service offline, and report the relevant information of the vehicle to the administrative department of the taxi where the service is located.

　　"This means that if private car owners want to continue to engage in online car-hailing operations, they must purchase operating vehicle insurance." An industry insider told the Securities Daily reporter that this is necessary to protect the rights and interests of consumers. If there is a problem with online car-hailing, the interests of passengers can be better protected, and there will be no phenomenon of insurance companies refusing to pay, but it also means that the insurance premiums of most cars currently registered on online car-hailing platforms will rise sharply.

　　The person in charge of automobile insurance operation of a property insurance company told reporters that under normal circumstances, the insurance premium of the operating car is 1.5-2 times that of the non-operating car.

　　According to the "2015-2016 Mobile Travel Employment Promotion Report" released by Didi Chuxing, as of April this year, the number of drivers on the Didi platform for express cars, ride-hailing and chauffeured vehicles exceeded 13.30 million. At the same time, according to media reports, Ryan Graves, head of Uber’s global operation department, said that at present, the total number of its global drivers has reached 1 million, and the development scale in China is very large. There are 46,000 Uber drivers in Chengdu alone. The person in charge of Yidao Yongche revealed in May this year that the number of drivers and car sources of the car-hailing platform has exceeded one million. In addition, our country also has multiple online car-hailing platforms such as Shenzhou Special Car and Shouqi Car-hailing.

　　According to industry insiders, excluding those vehicles that have purchased insurance according to the operating vehicle, after the "Interim Measures for the Management of Online Booking Taxi Business Services" was officially implemented, it is conservatively estimated that more than 10 million car insurance premiums will rise sharply.

　　Regarding the impact of rising insurance premiums, the Securities Daily reporter conducted a random interview. The owner, Mr. Chen, said that he is now running a full-time online car-hailing rental. After the legalization of online car-hailing, the vehicle must be insured according to the operating vehicle. Although the cost has risen, it should still be acceptable, which also eliminates the worry of illegal business. The owner, Mr. Dou, said that although he has registered a driver on the Didi platform for one year, he has not really launched a rental business. Even if he takes orders, he only takes orders occasionally. If the insurance premium will also rise sharply, he will definitely cancel the registration and withdraw from the platform.

　　In fact, the reporter found in the interview that most of the people who are currently full-time express drivers said they can accept the adjustment of insurance premiums, while part-time drivers said it is difficult to accept that car insurance is completely in accordance with the insurance premiums of operating vehicles.

　　Car insurance for online car-hailing

　　Expected to be born

　　In fact, in order to protect the interests of passengers, before the official legalization of online car-hailing, there were already online car-hailing platforms that purchased traffic accident insurance, seat insurance and other insurance for ride-hailing users. Industry experts believe that after the official legalization of online car-hailing, insurance companies can also develop new products according to market changes. And with the popularity of online car-hailing and the accumulation of relevant data, personalized products specifically for online car-hailing are expected to appear in the car insurance market in the future.

　　Relevant research reports point out that there are auto insurance companies in the United States that have partnered with Uber to launch "time-division + billing" insurance services. Private cars that join Uber are divided into several different time periods during the driving process, including the "personal use period" when the APP is closed, the "first time period" when the APP is opened but the passenger is not matched, the "second time period" when the passenger is matched, and the "third time period" when the passenger gets on the bus until the time of getting off. The insurance premium for the first two time periods is borne by the owner, while the commercial insurance for the second and third time periods is purchased by the Uber platform. The insurance for the part of the insurance premium paid by the owner can also be different according to the age of the car and the number of accidents.

　　In October last year, Didi Chuxing and Ping An Property and Casualty Insurance jointly launched "Didi Platform Sidi Accident Comprehensive Insurance", covering drivers and passengers of the platform’s special cars, express trains, hitchhikers, buses, test drives and enterprise-level businesses. The maximum single insurance amount can reach 1.20 million yuan, and the insurance is uniformly insured by the Didi platform. The relevant person in charge of Didi Chuxing also revealed that the platform is exploring cooperation with the government and insurance companies to develop new insurance products suitable for mobile travel services. While providing high-quality services, it effectively protects the safety of people’s lives and property.

　　There is already a market demand for new insurance products. The person in charge of auto insurance of a property insurance company told the Securities Daily that although some car owners are registered as express drivers on the Didi Chuxing platform, they are not full-time operators and only commute to get off work or take orders on the way. In this case, it is not cost-effective for car owners to increase insurance premiums significantly, which is also one of the reasons why car owners who join the platform are unwilling to change the use of vehicles. According to the aforementioned "Interim Measures", online car-hailing must change the nature of the vehicle. In this case, can insurance companies develop new products? He thinks it is possible, for the occasional car owners who take orders, the frequency of their cars has not increased significantly, the risk of using the vehicle itself is not much different from that of ordinary private cars, but the risk of people in the car is greater than that of ordinary private cars. For such vehicles, insurance companies may develop market-segmented products, even if they are all operating vehicles, their insurance premiums will also reflect differences according to different circumstances.

　　"Online car-hailing has its particularities, and insurance companies can set prices differently, but this requires the support of relevant technology and data. In the future, there will be a lot of room for cooperation between insurance companies and online car-hailing platforms," the head of an Internet car insurance platform told Securities Daily.

　　International Online auto channel News: Recently, Geely Automobile exposed the official map of exterior interior made by Xingyue L based on the brand-new "symphonic design concept of time and space". In the exposure map, the new color matching of Cuiyu Blue interior and exterior highlights the beauty of self-confidence, technology and inheritance. Bose advanced custom audio, special suede seats, custom atmosphere lights, pearl stitching and other leapfrog configurations show luxury quality. Originated from the innovation of design concept in the era of Geely 4.0, the "Symphony of Time and Space" brings together all Geely’s experience and imagination in building cars, making Xingyue L, the flagship SUV with CMA architecture, which integrates global technology and wisdom, realize the symphony of inheritance and innovation, East and West, humanities and technology, and become the latest masterpiece of Geely’s design concept in the era of fully building cars and Geely 4.0, with the strength to completely subvert the China SUV market.

Xingyue l

　　Xingyue L shape adopts minimalist design, abandons redundancy with neat lines, and the road is simple. The biggest highlight of the exterior is a limited car color — — "Cuiyu Blue", a blue color with high saturation, presents different luster and color under different ambient light, which is elegant, atmospheric and has a sense of grade. Cuiyu Blue is inspired by the mountainous green hills, and at the same time, it extracts the green texture of traditional porcelain and natural cuiyu, explaining the mutual integration of tradition and nature. Brand-new Jade Blue interior and exterior color matching, born excellent, more elegant and luxurious.

Xingyue l qianmian

　　A key word in the appearance of Xingyue L is Geely’s strongest energy, that is, the gathering of Geely’s cosmic energy, while simple lines have a sense of strength. For example, the front face of the Milky Way is surging, just like the constant emergence of energy, which sets off the tide of the universe; The vertical grid of energy pulses, like a series of DC pulses, opens up a world and spreads the ripples of the universe to the periphery to a greater extent, showing a strong sense of external strength and tough temperament. And the star shuttle waistline and aurora dot matrix penetrating taillights, with complexity and simplicity, a line to the end, generate gives infinite tension.

Xingyue l headlamp

　　What is particularly eye-catching is the energy matrix headlights, which adopt a three-stage design of upper and lower rows of energy crystal headlights and dual-lens LED light sources. The whole system comes standard with LED light sources and has 126 LED bulbs. Each lamp is not simply turned on and off, but is independently controllable, and different brightness changes can be defined. In the later stage, more lighting effects can be realized through OTA, which fully embodies the inheritance and innovation of Geely 4.0.

　　Thanks to the top safety gene of CMA architecture, the headlight has the highest active safety lighting design, which meets the global five-star collision requirements. The illuminance reaches the second-class standard, and the road illumination brightness is 150LX, the lighting distance is 175m, and the road illumination width is 23m, which is far ahead in the industry. There is also a unique light show function at the same level. Headlights can follow the rhythm of music minute by minute, and the lights reflect and are very shocking. At the same time, it also has a variety of rich functional configurations, such as automatic headlights, intelligent far and near light switching, three kinds of welcome lights, Goodbye farewell mode and so on.

Xingyue l taillight

　　Compared with the sense of strength and conquest in appearance, the interior design of Xingyue L emphasizes more on people’s point of view, pays attention to functionality and humanistic care, draws on the great country’s heritage and many inspirations, conveys humanistic character through oriental artistic conception, and contains oriental aesthetic concepts in the fashion atmosphere. The core idea of interior design is to share driving pleasure with everyone in the car, and to harmonize humanistic classics with trend technology, giving the interior full of luxury quality and technological texture.

Xingyue l interior

　　The theme of Xingyue L’s interior is also Cuiyu Blue, which is inspired by the bronze elements in the ancient capital of Xi ‘an. The Cuiyu Blue interior is matched with golden decorative pieces, and the inspiration for the punched pattern and decorative diaphragm of the seat comes from the mottled texture on the bronze. High-grade suede fabrics are widely used in the interior, which reflects the luxury quality and connotation. The exquisite pearl stitching is used to show the decorative details of the points on the ancient city doors. With the special suede seats with skin-friendly touch, the car interior is exquisite, elegant and unique. In addition, 72-color custom cockpit atmosphere lights, as well as the application of China elements such as oriental new rhyme weaving texture and Chinese knot, give cultural connotation to the interior space and pay attention to functionality and humanistic care.

Xingyue l

　　It is worth mentioning that the Bose advanced sound system tailored by Xingyue L takes the ultimate auditory enjoyment of people as the core, adopts 10 high-performance speakers, Bose’s unique digital signal processing technology, and ANC’s active noise reduction function, and brings an immersive listening experience like visiting a music performance site through precise layout and exclusive customized tuning.

Bose sound system

　　In addition, the panoramic life integrated cockpit creates an "all-round space" for mobile life, and the instrument panel layout is 4.0, which is more in line with the man-machine layout, so that everything is just right, and the touch air conditioner control buttons make comfort at your fingertips. The IMAX screen of "horizon picture scroll" running horizontally through the center console, such as a flat picture scroll, presents users with colorful car life. Humane cockpit design and intelligent human-computer interaction bring immersive intelligent interactive feelings and create a better experience for all car scenes.

Xingyue l interior design

　　Based on the innovative design concept of "Symphony of Time and Space" in the era of Geely 4.0, Xingyue L is a masterpiece that combines the world’s essence technology and the unique car demand of China people, and integrates Geely’s 30-year car-making technology. Its appearance is stable and atmospheric, and its interior is luxurious and comfortable. With minimalist design, it shows elegant taste and exquisite quality, truly achieving the harmonious unity of classics and trends, science and technology and humanities, and finally presenting the best to users. Thanks to the leading edge of CMA architecture, it is believed that Xingyue L will definitely add luster to the SUV market in China under the five global genes of "safety, health, intelligence, performance and energy saving". (Source: Geely Automobile)

At the Xiaomi 5G new product launch conference held on September 24, Xiao Ai 3.0 was officially unveiled! At the press conference, three new functions of Xiao Ai 3.0 were announced: natural continuous voice dialogue, male version of Xiao Ai, and AI phone assistant. Let’s have a sneak peek:

Natural Continuous Speech Conversation

The brand-new Xiao Ai Classmate 3.0 realizes natural continuous voice conversation (full duplex) for the first time on the mobile phone. Now Xiao Ai Classmate can:One wake-up call, continuous conversation, and interruption at any time.As long as you wake up Xiao Ai once, you can speak voice commands continuously, and you can interrupt at any time to issue new commands. (The interrupt function at any time supports Xiaomi 9Pro 5G version and Xiaomi 9, and more models are constantly being covered)

At the same time, Xiao Ai also supports the voice point takeaway functionWhen using Xiao Ai Classmate 3.0 to order McDonald’s, you don’t need to rummage back and forth through the menu. You can directly say what you want to eat and modify the dishes at any time with your voice. Lie in bed and move your mouth to buy the food you want.

The male voice version of Xiao Ai Classmate is sunny and energetic, and the warm-hearted teenager is accompanied by the long-awaited Xiao Ai Classmate male voice package is released. Users can set it in the Xiao Ai Classmate APP according to their preferences, and freely switch between male or female voices. In the future, in addition to lively and cute sweet girls, you can also chat with sunny and energetic green onion teenagers. (The new male voice is currently in dogfooding, and it is expected to start the closed beta of rice noodles soon, which will be officially released in Xiao Ai Classmate 3.0.)

"AI Phone Assistant"

The smarter Xiao Ai student transforms into an "AI phone assistant", so that you don’t miss every important call.

When it is inconvenient for you to answer in a meeting, class, etc., she can recognize the content of the call and present it to you in text. You just need to tap the intelligently generated reply, and Xiao Ai will convert the reply into voice and convey it to the other party.

Outside the press conference, the new generation of Xiao Ai 3.0 has more changes

Support full-screen browsing, and even longer content can be easily read. When using Xiao Ai 3.0, all the places you can see and click on the page can be operated by voice commands. For example, to listen to music, you can easily select songs, cut songs, collect and play songs with voice commands without tapping the mobile phone screen, and you can directly switch versions, such as "I want to listen to the live version".

(Currently supports listening to music, finding videos, looking up recipes, listening to audio programs and other scenes, and will expand to more scenes in the future)

All kinds of practical information, call at any time in one sentence. Be your intelligent input assistant, help you enter receipt information, current location, poisonous chicken soup, and greetings in one sentence. Intelligent voice input can be enabled in MIUI 11 input method settings.

The new design has a new look, bringing a new visual and experience. The ball design is more flexible, the guide bubbles are more colorful, the content display is more focused, and the full-screen browsing is more immersive. Xiao Ai Classmate 3.0, a new design, brings you a new experience.

Often lost and forget where to put your phone? With Xiao Ai 3.0, you don’t have to worry about this problem anymore. When you need to find your phone, shout "Xiao Ai where are you" within a few meters, and Xiao Ai in the phone will answer you. At the same time, the phone will vibrate, flash, and play animations on the screen. Enter your voiceprint when you turn on this function, so you don’t have to worry about other people’s misoperation or mischief. (The voice phone finding function currently supports Xiaomi Mi 9 Pro, and more models are being covered)

No matter what kind of mobile phone you have, as long as you have Xiao Ai, after logging in to the same account on Xiaomi TV, you can turn Xiao Ai into a TV remote control, which can not only turn on or off the Xiaomi TV around you through voice commands, but also support voice search, anthology, playback, pause and other functions.

Xiao Ai Shortcut 2.0, the page is more concise, the card is clear at a glance, and long press the card to easily edit. The key information is displayed directly on the cover, and the information you pay attention to can be reached with one click anytime, anywhere. Tap the AI button on the left side of the mobile phone to evoke Xiao Ai Shortcut, and really do just a click away. (Currently supports Xiaomi MIX3, Xiaomi Mi 9, and Xiaomi Mi 9 Transparent Exploration Edition, and more models are constantly being covered)

China Fund News, Chenxi

After the system failure incident, Didi apologized again!

On the morning of November 29, Didi Chuxing’s official Weibo issued a statement of apology again. Didi Chuxing said that the system failure that occurred on the night of November 27 caused a lot of trouble and inconvenience to the majority of users, and sincerely apologized again.

At the same time, Didi gave the results of the investigation of the system failure incident, saying that the cause of the accident was "the failure of the underlying system software", and all services of the Didi App have been restored.

Before this apology, Didi had carried out two rounds of apologies on official Weibo and notified the progress of the restoration of relevant services. For the recent rumors such as "driver income 69 billion", Didi also immediately investigated, verified and clarified, "I implore everyone not to spread rumors or spread rumors".

So here it is.

Didi Chuxing apologizes again

The underlying system software malfunctions

On November 29, Didi Chuxing issued another apology statement.

Didi Chuxing said that the system failure that occurred on the night of November 27 caused a lot of trouble and inconvenience to the majority of users. "We let you down when you needed us, and we sincerely apologize again."

In addition, Didi Chuxing also gave the reason for the system failure incident: After an internal review investigation, it was initially determined that the cause of the accident was a failure of the underlying system software, not an "attack" spread on the Internet. In the future, Didi will carry out in-depth investigation and upgrade of technical risk hazards, comprehensively ensure service stability, and do its best to avoid similar accidents from happening again.

At present, all services of Didi App have been fully restored. Didi Chuxing said that the troubles and problems caused by the accident are being properly resolved at an accelerated pace, and thanks everyone for their encouragement, care and tolerance to Didi. "Today’s Didi still has many shortcomings. We will take this as a warning, deeply reflect on it across the company, make every effort to correct it, and continue to work hard to ensure service."

After the failure late at night on November 27, Didi issued an apology statement in the early morning of the same day: Due to a system failure, the Didi App service was abnormal, which was urgently repaired by technical students and is currently being restored one after another. Sorry again for the inconvenience caused to users and drivers.

On the morning of November 28, Didi Chuxing issued an apology announcement again, saying that after the technical team repaired overnight, Didi’s online car-hailing and other services have been restored, and users can download the Didi App to use the taxi service. Cycling and other services are still being repaired one after another. All green and orange vehicles that can be unlocked or unlocked can ride for free, hoping to do a little more to relieve the pressure of the morning peak.

System failure "collapse on hot search"

Didi refutes rumors in time

Late at night on November 27, the collapse of the Didi APP led to a large number of user feedback and complaints, which attracted market attention. Multiple entries such as #Didi broke down #and #Didi employees said that the intranet also broke down when the system crashed were listed on Weibo’s trending topic list.

Judging from the feedback from netizens, the failure performance is various: there are APP network abnormalities, unable to log in, and some unable to check out and arrive. The driver also has problems such as "unable to start the journey" and "unable to click to receive passengers".

In the midst of the panic, some rumors also began to emerge. For example, some netizens posted that the background income balance of the contracted driver showed 69387199691.71 yuan. In response, Didi Chuxing responded that after verification, it was confirmed that the picture was a rumor forged by PS, and I implore everyone not to spread rumors or rumors.

In response to reports that some drivers began to withdraw cash, drivers said they were afraid of a problem with the system and their account would be cancelled. Didi Chuxing said that after checking the driver’s account and withdrawal function, everything was normal, and the majority of drivers did not need to worry.

Didi Chuxing said that the Didi platform is to withdraw cash every Tuesday, and drivers with high service levels can withdraw cash every day. According to the chat of multiple driver groups, many Didi drivers said that they have successfully withdrawn cash. I implore you not to spread rumors or spread rumors.

Didi said in the announcement that drivers are requested to pay attention to the fact that starting from Monday night, due to system reasons, the issuance of relevant rewards that have been received or purchased will be delayed. The platform will calculate normally, make up the money one after another, and the word-of-mouth value travel points will also be calculated normally, and the display will resume one after another. Individual drivers and masters have reported that they cannot start the journey and billing after receiving passengers. Please pick up and drop off passengers normally and deliver them to the destination safely. The platform will calculate and reissue the fare according to the itinerary in the future.

In terms of passenger rights and interests, Didi said that the coupons in the user account can be used normally. If the coupons in the passenger account are not valid due to the failure and the user pays the original price, the system will automatically deduct the coupons and refund the same way after the failure is restored (the same amount of coupons).

"Please don’t worry about the abnormal payment of fees and multiple deductions caused by the system failure. Please be patient. We will settle the compensation uniformly after the accident is dealt with," Didi said.

According to Didi’s latest financial report, its R & D expenses in the third quarter were RMB 2.10 billion, accounting for 4.1% of total revenue, compared with RMB 2.50 billion in the third quarter of 2022, accounting for 6.2% of total revenue. Didi said that the decrease in R & D expenses as a percentage of revenue was mainly related to the decrease in the company’s smart car business product development expenses.

Editor: Joey

Review: Wood Fish

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Original title: "Didi, sorry again!"

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Hengda listed companies that have attracted much attention have the latest developments.

On the evening of October 2, China Evergrande and Evergrande Properties, which were temporarily suspended for two trading days, announced that they would resume trading at 9 am on October 3.

China Evergrande said it had released news on the evening of September 28 that Xu Jiayin, chairperson of the company’s board of directors, had been taken coercive measures on suspicion of illegal crimes. The company’s board believes that there is no other inside information to be released at present, after the company briefly suspended trading on the morning of September 28.Now I am applying to the Hong Kong Stock Exchange to resume trading in the company’s shares at 9 am on October 3.

01

China Evergrande and Hengda Properties will resume trading

The impact of coercive measures on the stock price of a company’s board chairperson will be known tomorrow.

On the evening of October 2, China Evergrande announced in the Hong Kong Stock Exchange that the company issued an inside information announcement on September 28, 2023. The company received a notice from the relevant departments that Xu Jiayin, the executive director and chairperson of the board of directors of the company, has been subject to compulsory measures according to law due to suspected illegal crimes. The board of directors believes that there is no other inside information of the company that needs to be announced at present. The shares of the company will be suspended from trading on the Hong Kong Stock Exchange from 9:00 am on September 28, 2023. The company has applied to the Hong Kong Stock Exchange to resume trading in the company’s shares from 9:00 am on October 3, 2023.

Similar to China Evergrande, Evergrande Property announced in the Hong Kong Stock Exchange on the evening of October 2 that the board of directors believes that the company’s operating conditions are normal and there is no other inside information that needs to be announced. Trading in the company’s shares will be suspended on the Hong Kong Stock Exchange from 9:00 am on September 28. Evergrande Property has applied to the Hong Kong Stock Exchange to resume trading in the company’s shares from 9:00 am on October 3.

It is worth noting that Evergrande, which is in the process of leading the war to increase its capital, has not issued a similar resumption announcement.

02

It was briefly suspended due to the arrest of Xu Jiayin

Looking back, because Hengda founder Xu Jiayin was forced to take measures, Hengda’s three companies resumed trading after more than ten months of suspension, and were briefly suspended. On the morning of September 28, the Hong Kong Stock Exchange announced that China Hengda, Hengda Property and Hengda Automobile had disclosed announcements and temporarily stopped trading at 9 am that day.

According to public information, "short-term suspension" refers to the interruption of the issuer’s securities trading for no more than two trading days as required or instructed, and the short-term suspension of trading for more than two trading days automatically becomes a suspension.

It is worth mentioning that it did not take long for the three "Evergrande" companies to resume trading. On July 28, Evergrande Automobile became the first "Evergrande" listed company to resume trading; on August 3, Evergrande Property resumed trading; on August 28, China Evergrande, which has been suspended for 17 months since March 21, 2022, resumed trading "on the spot" to remove the risk of being delisted and delisted.

Therefore, in terms of time, if the Hong Kong Stock Exchange opens on October 3, China Evergrande’s failure to resume trading will become a long-term suspension.

On September 27, the Hong Kong stock "Evergrande" stock price plunged across the board. As of the close of the day, China Evergrande fell 18.99% to HK $0.32/share, with a total market value of 4.225 billion Hong Kong dollars. Evergrande Automobile fell 20% to HK $0.56/share, with a total market value of 6.073 billion Hong Kong dollars. Evergrande Property fell 14.49% to HK $0.59/share, with a total market value of HK $6.378 billion.

　

On the evening of September 28, the reasons for the temporary suspension of three Hengda companies were revealed: China Hengda received a notice from the relevant departments that Xu Jiayin, the executive director and chairperson of the board of directors of the company, had been taken compulsory measures according to law for suspected illegal crimes.

Before this, China Hengda also had a bad news, its update overseas workout news said that in view of the subsidiary Hengda Real Estate is being investigated, China Hengda is currently unable to meet the issuance qualification of new notes.

On October 3, China Evergrande and Hengda Property resumed trading, which may be one of the focuses of the market.

At the age of 27, he gave up his stable public office and joined forces with Pony Ma to start a business, single-handedly building Tencent into Internet Tech Giants with a market value of more than 3 trillion. At the age of 43, he chose to retire bravely and devote himself to public welfare. He has personally donated nearly 10 billion Hong Kong dollars to public welfare causes, and is known as "the first person in China’s Internet public welfare". On January 19, he walked into CCTV’s "Dialogue" program, which was the first comprehensive review of the Internet public welfare road he has walked for more than 20 years, and also gave people a deeper understanding of the Internet spirit in the new era. He is Chen Yidan, the main founder of Tencent, the founder and honorary chairperson of Tencent Charity Foundation.

(CCTV financial channel "Dialogue" column recording scene)　

The Internet spirit is open and inclusive, and it is a kind of equality, creating opportunities for everyone to grow. When China entered the Internet age, Chen Yidan won the first half of his life, and he looks forward to leaving more excitement in the second half of his life. "Everyone can do their part to make public welfare an activity for the whole people." Chen Yidan, with the Internet entrepreneurship spirit, hopes to apply Internet thinking to the development of public welfare undertakings, link more love together, and create a super node that gathers public welfare forces, so that more people can participate in building a well-off society in an all-round way and share a better life in the new era.

(CCTV financial channel "Dialogue" column recording scene)

"Internet + Public Welfare" allows the Internet not only to close the distance between people, but also to close the distance between hearts. How to make public welfare undertakings follow the iterative upgrading of Internet technology and models, and also become more efficient, accurate, fair and fashionable is a major proposition for China’s Internet industry to enter a new era.

Along with Chen Yidan, Wang Zhenyao, the dean of the China Philanthropy Research Institute of Beijing Normal University, Pan Jiangxue, the founder and chairperson of the Shanghai True Love Dream Philanthropy Foundation, Li Lili, the village product director of Tencent, Zheng Xiaoqin, the village administrator of Tencent, and Miao Shiming, the founder of the WABC Foundation, walked into the studio with thoughts.

From Chen Yidan and Tencent’s road to public welfare, they not only perceive the speed of the Internet, but also touch the temperature of the Internet, and understand the social value and significance of the Chinese Internet from a more diverse perspective.

　

(Liu Yi, the "Little Artist" of Tencent’s "Children’s Gallery" project in "99 Charity Day", and his mother also came to the studio. The "Children’s Gallery" project displayed 36 paintings of autistic children through the H5 page. Less than a day after its launch, it attracted 6 million people to participate, and the fundraising reached 11 million)

The story of youth, join Tencent

When Chen Yidan founded Tencent in 1998 with Pony Ma, Zhang Zhidong, Xu Chenye and Zeng Liqing, he, like many others, was dazed and worried about the future of the Internet. Chen Yidan was born in Huizhou, Guangdong in 1971 and grew up in Shenzhen, Guangdong, where he and Pony Ma were classmates. Before joining Tencent, Chen Yidan had been working at the Shenzhen Entry-Exit Inspection and Quarantine Bureau. "The concern at that time was, what would happen to the family’s financial resources if it failed." Chen Yidan went home to discuss with his wife, who replied: "It’s okay. I still have a job."

It is the sincere love that makes Chen Yidan determined to choose the road of entrepreneurship. This has also become the road sign he has always adhered to in the Internet age.

　

(Chen Yidan, Xu Chenye, Pony Ma, Zhang Zhidong, Zeng Liqing)

　

Among the five founders at the beginning of Tencent’s birth, Chen Yidan married the earliest and was called "Daddy". Every Chinese New Year, he would take a stack of red envelopes to distribute. Perhaps, this warm man’s Internet road is destined to be different.

　

"Old Boy" Chen Yidan, once again pays tribute to youth with singing

Chen Yidan, who studied chemistry, is actually not good at singing. In 2000, at the Christmas party that year, the five founders of Tencent left this precious photo. "Singing some New Year and Christmas songs, I still remember some colleagues throwing glow sticks to hit us because they sang so badly." On the "Dialogue" show, when Chen Yidan saw the photo and recalled the past, he laughed. The memory of youth will never fade, and Chen Yidan, who is already an "old boy", still has the heart of youth. In the show, he once again sang the song that the 20-year gathering of university alumni sang to pay tribute to the eternal youth.

　

(Dialogue program recording live)

Fill in the words:

That’s the person who stays with me day and night

How can I express it?

Would you like to go to Sparrow Ridge?

Maybe you should never say hurtful things to him

I’m destined to be stupid

How can you not fall?

Graduation is always out of reach

Should I give up?

Test tube, beaker, test paper again

Spring, where are you…

Tencent Charity under the Internet

On June 16, 2004, Tencent Holdings Limited was listed on the main board of Hong Kong. Chen Yidan served as the Chief Administrative Officer (CAO) of Tencent, and began to be fully responsible for the administrative, legal, intellectual property, government relations, policy development, management mechanism, human resources and charitable funds of Tencent.

Under Chen Yidan’s advocacy, the dream of exploring the road of "Internet + public welfare" began to germinate at Tencent. In 2006, Tencent invested more than 20 million yuan to launch the "Tencent Charity Foundation". As the first national non-public foundation registered by an Internet company with the Ministry of Civil Affairs in China, it is committed to using technology to connect trust and make every small good deed more powerful.

The online donation platform launched by Tencent Charity Foundation integrates the wisdom and spirit of the Internet to transform public welfare success into a new social way, allowing the public to participate in public welfare in the easiest way.

Tencent Charity Foundation initiated and hosted Tencent "Yixingjia", calling on the public to participate in offline walking through online public welfare donations. Translate users’ exercise data into public welfare steps, allowing the public to directly participate in public welfare projects.

In 2013, Chen Yidan officially announced that he would step down as Tencent’s Chief Administrative Officer (CAO) and serve as Tencent’s lifetime honorary advisor, focusing on entering the cultural, public welfare and education industries.

On September 9, 2015, Tencent Charity jointly launched the "99 Public Welfare Day" with hundreds of public welfare organizations, well-known enterprises, celebrities, and top creative communication agencies. The data of the "99 Public Welfare Day" in 2019 shows that 48 million caring netizens donated 1.783 billion yuan through the Tencent Charity platform, and more than 2,500 enterprises donated 307 million yuan. In addition, the 399.99 million yuan donation provided by Tencent Charity Foundation reached 2.49 billion yuan in total, ranking first in the national Internet public fundraising information platform.

In the past 22 years, China’s Internet industry has gone through different stages from portal to mobile, to artificial intelligence, to social communication. The pace of technology and product iteration and replacement is getting faster and faster. Chen Yidan insists on promoting the deep integration of Internet platforms and public welfare charities, and promotes the public welfare practice of Tencent business present on all major platforms. It has inserted the wings of the Internet for China’s public welfare charities and added a touch of warmth to China’s Internet era.

Today, Chen Yidan is not only the founder and honorary chairperson of Tencent Charity Foundation, but also the founder of Yidan Award, the founder of Chen Yidan Foundation, the founder of Wuhan College, the founding director of Westlake University, and the honorary professor of Shenzhen University.

Chen Yidan summed up his views on public welfare and education in these eight words: "Kindness and people are the same, beauty and unity are shared." Not forgetting the original intention, Fang has always been, from the team warm man of the year to the current "Internet public welfare brother", Chen Yidan has more and more in-depth rational thinking and action on the future of public welfare undertakings, sprinkling the nectar of charity on every recipient and giver.

Established the world’s largest single education award

No matter what era, education is a vision for the future. On May 22, 2016, Chen Yidan announced a donation of HK $2.50 billion (about US $320 million) to establish the world’s largest education award, the "Yidan Award", to recognize and support individuals who promote educational innovation and make long-term impact contributions.

The Yidan Award has two awards: the Yidan Award for Educational Research and the Yidan Award for Educational Development. It is operated and managed by an independent charitable trust of HK $2.50 billion (approximately US $323 million). The winner will receive a pure gold medal and a HK $30 million award (approximately US $3.90 million), half of which is the prize money and the other half is the funds to support the promotion of educational research or projects. The Yidan Award’s jury is composed of independent global authorities. The jury is responsible for reviewing nominations and selecting the winners. It includes two independent judging panels for educational research and educational development. The members of the jury include Dr. Koichiro MATSUURA, former Director-General of UNESCO, Ms. Dorothy K. GORDON, President of UNESCO’s Information for All Programme, Mr. Andreas SCHLEICHER, Director of Education and Skills at the Organization for Economic Co-operation and Development (OECD), and Dr. Allan E. GOODMAN, President and Chief Executive Officer of the International Education Association.

On September 19, 2017, the "Yidan Award" announced the first list of winners in Hong Kong. Carrie Lam, the Chief Executive of the Hong Kong Special Administrative Region, presented the "Yidan Education Development Award" and "Yidan Education Research Award" to Vicky Colbert, founder and director of Columbia New School Foundation, and Carol Dweck, a professor of psychology at Stanford University in the United States. On September 15, 2018, the list of winners of the second "Yidan Award" was announced in Hong Kong. Larry Hedges, head of the Department of Statistics at Northwestern University in Chicago, won the "Yidan Education Research Award", and Anant Agwal, CEO of online learning platform edX, won the "Yidan Education Development Award".

In December 2018, the "Yidan Prize" held its second award ceremony and education summit in Hong Kong, where two winners and more than 300 internationally renowned education scholars, political and business people gathered at the venue. On September 19, 2019, Usha Goswami, a professor from the University of Cambridge in the United Kingdom, won the "Yidan Education Research Award" for her research on the relationship between neurology and early education, and Sir Fazle Hassan Abed, the founder of the Bangladeshi Non-governmental organization "Cross-Community Resource Building", won the "Yidan Education Development Award" for his achievements in enabling poor children to receive high-quality education.

Accompanying the Internet age, Chen Yidan wrote many "firsts" of public welfare undertakings. He pioneered the "three-dimensional rescue mode" of online and offline interaction for major disasters; he launched an online donation platform to set a global record for online public welfare donations at that time; he promoted China’s first Internet public welfare day, 99 Public Welfare Day, which has become a phenomenon-level national public welfare action day with the largest number of participants, the widest influence and the most diverse scenarios.

In 2020, China will enter the era of comprehensive well-off. Chen Yidan is committed to implementing the "Internet + Village" action plan – the "Tencent for the Village" platform, so that villages can achieve leapfrog development with the help of mobile Internet. So far, more than 300 million people have donated 7.70 billion yuan for charity, and more than 74,000 projects have been helped. A little bit of grandeur, a thousand miles of wind, Chen Yidan’s road to public welfare has no end. Let no matter how small the love can be passed on, so that every life does not lack sunshine. This is the public welfare dream of an Internet person.

According to the official news of Gongxin Weibo, the Ministry of Industry and Information Technology attaches great importance to the protection of users’ rights and interests, and continues to carry out special rectification actions for mobile Internet applications (APPs) infringing on users’ rights and interests, and constantly improve the application service environment of APPs. In view of the illegal collection of users’ personal information by some cracked apps reported at the "March 15" party, we immediately organized verification, and severely investigated and dealt with it according to the Personal Information Protection Law, the Regulations on the Protection of Personal Information of Telecommunications and Internet Users and other relevant laws and regulations.

First, organize the application distribution platform, e-commerce platform and search platform to quickly investigate the exposed apps such as "bilibili Cracked Edition 2021", "Baidu Netdisk Cracked Edition" and "Cool Dog Cracked Edition" and other cracked versions. Up to now, a total of 436 illegal download links from informal channels have been handled. The second is to organize relevant communication administrations to investigate relevant clues and deal with illegal subjects according to law. The third is to draw inferences from others, organize professional testing institutions to carry out special testing on APP and software development kit (SDK), resolutely investigate and deal with the problems found, and inform the public in time.

In the next step, the Ministry of Industry and Information Technology will continue to take effective measures to further build a security line and effectively strengthen the protection of personal information of telecommunications and Internet users. First, supervise the relevant Internet platform enterprises to implement the main responsibility, intensify inspection and investigation, and timely discover and clean up illegal apps. The second is to strengthen the detection, supervision and inspection of APP and SDK technologies, increase the handling and exposure of problems, and continue to maintain high-pressure shock to violations of laws and regulations. The third is to deepen the upstream and downstream chain governance of application services such as APP and SDK, strengthen management and standardization, and create a good service environment. The fourth is to cooperate with relevant departments to intensify the crackdown on illegal acts such as infringement and piracy of cracked APP, guide the downloading of APP from formal channels, and safeguard the legitimate rights and interests of users.

Last night, the 315 party reported that many consumers were greedy for cheap, and they used these cracked apps for free, just like installing "monitoring" on their mobile phones and burying "mines", which was extremely risky. A cracked version of a video App, testers found that it was additionally embedded with three third-party plug-ins unrelated to the official version, namely SDK software package. As long as it runs, these three extra SDK packages can quietly steal personal information from the user’s mobile phone, from the hardware address of the internet to the identification number of the mobile phone device, to the identification number of the calling card, and even the identification number of the mobile phone operating system, all the key identification information of the user is wiped out.

As long as we master 2-3 kinds of information, even if the user changes his mobile phone or phone number, it can accurately lock the user, capture and track the user’s dynamics in real time, and form an accurate portrait of the user, thus pushing a large number of advertisements and realizing traffic realization. What’s more, a cracked music App can also monitor the user’s call status.

He Yanzhe, deputy director of the evaluation laboratory of Netan Center of China Institute of Electronic Technology Standardization, said that from the test results, we can see that he will send the user’s call status and the user’s logo, including his accurate portrait, even overseas, which may become an important data source for overseas telecom fraud groups to conduct accurate fraud. Once these data flow into the black market, it may be used repeatedly.

From April 30th to May 3rd, Zhiji Auto landed at the 2023 Guangzhou (May 1st) South China International Auto Show with Zhiji LS7, an intelligent pure electric medium and large luxury SUV, and Zhiji L7, the flagship of new world driving control.

　

On the booth, many spectators stopped to taste the LS7. It can be seen that Zhiji LS7′ s innovative IMAX-class driving vision is very eye-catching, and the 106 vertical vision of Star Fall Star Waterfall Ice-sensitive Front Dome, Yate Cruise Half Steering Wheel, Lifting Huge Smart Scene Screen and the vehicle-mounted dome windshield with UV isolation rate of 99.99% can bring a unique experience.

At the same time, Zhiji LS7 is still a "mobile landscape room", with its own 1030mm rear head space, 121 true zero-gravity floating seat, 100% intelligent fully flat folding co-pilot seat and 1955mm electric slide rail, which can realize the intelligent linkage of "five seats in the whole scene" space experience. Not only that, Zhiji LS7 also brings the consistent high-quality driving experience of Zhiji brand. Its chassis in YEATION includes the air spring in mainland Germany and the DampTronic electromagnetic dynamic damping adjustment system in Besten, Germany. After the master adjustment by WAE Williams, it runs with great feeling.

It is reported that Zhiji LS7 has launched six models with three power combinations, with a price of 309,800-459,800 yuan, which broke into the top three sales of high-end pure electric SUVs in the first month of delivery. At present, all models of Zhiji LS7 will upgrade the YAT cruise half steering wheel for free for a limited time. Buy the Zhiji LS7 90kWh Elite model, and you can also upgrade the luxury configurations such as the rear zero-gravity floating seat, the Nappa perforated top-level leather seat, the elegant self-suction door of the whole car, and the winter comfort bag for free in a limited time; Users can also choose "200,000 fixed 2-year 0-interest financial benefits" or "2-in-1 charging rights+lifetime free use right of IMAD intelligent driving full-featured package" according to their own needs. Users who purchase Zhiji LS7 100kWh Lux and Pro models will be upgraded free of charge for a limited time, including the selection of semi-aniline leather seats, yacht-style fishbone splicing real wood decorative boards, and Microfiber microfiber ceiling. You can choose "200,000 fixed financial benefits with 0 interest for 2 years" or "free high-definition art car paint+life-long free use right of IMAD intelligent driving full-featured package" in a limited time.

In addition, Zhiji L7, which is positioned as the "flagship of new world driving control", also appeared at this auto show. In addition to high face value, the car also has "four-wheel steering+mixed tire width", excellent intelligent driving experience and 180+ clean taste health cockpit.

(Special topic | Author Luo Xiaotong Photo courtesy of car companies)

　　Author: The Snail Who Loves Drinking Coke

　　Since the smart products in my home are all Xiaomi brands, I have bought a lot of Xiaomi products one after another. When I was shopping, I happened to see this Xiaomi stereo, smart speaker ", which is essentially a speaker, but its intelligent function is more prominent, and it has now become an entrance device for smart homes, so let me give you a review.

　　First of all, let’s take a look at the appearance. The top is designed with a dome, which is inspired by the theater. It is very elegant and atmospheric, and successfully hides the microphone. There are volume buttons and play pause buttons on the top, as well as an NFC sensing area. At the bottom is a hidden power supply and AUX in interface.

　　Let’s take a look at the lighting again. This set of bodies called Galaxy Ambient Light is surrounded by colorful LED lamp beads, which can follow the music to display the ups and downs in real time, and the light and shade changes. Of course, you can also intelligently sense the position of the human body. Through audio computing technology and visual effects, it feels as if the music is really alive, which is very emotional.

　　Of course, good-looking appearance is important, but strong performance is even more important. Sound Pro has 7 sound units, which is the most among all Xiaoai speakers. Of these 7 units, 3 units are full-range units, 3 units are passive radiators, and then 1 subwoofer unit. The maximum power of the subwoofer unit reaches 40W, the minimum response frequency is 45Hz, and the diameter reaches 4 inches. It is comparable to the 104mm large-diameter woofer unit installed on the HD, ensuring the expressive power of the bass. The configuration of 3 full-range units plus 3 passive radiators also determines that the sound is 360 ° omni-directional, and it has excellent sound quality performance no matter which position it is in. At the same time, the sound pressure has also reached 91 dB, making it very convenient to listen to a small tune in the living room or a song in the room.

　　In terms of connectivity, Sound Pro supports Xiaomi Miaobo, supports NFC music wireless relay, supports Bluetooth 5.1, supports A2DP music playback, supports AirPlay2, and also retains the AUX in the hardware. WiFi supports 2.4GHz/5GHz, supports IEEE 802.11 a/b/g/n protocol, and is very playable. It can meet the needs of young people for technology. A smart speaker is really unique.

　　I tried out piano music, violin music, and popular songs, and concluded that Sound Pro’s bass performance is excellent, so it can create a good sound atmosphere and shocking feeling. The mid-range part is rich in detail, and the performance is still relatively good, but the treble part is slightly dull. I guess it is related to the lack of a dedicated treble unit. Therefore, if you use DSP to properly enhance the treble or use Crystalizer and other sound effects, the performance can be improved. The room for improvement is still quite large. Looking forward to its optimization.

　　In addition, I found a hidden function, the light effect of Xiaomi Sound Pro also supports ambient wallpaper, through white noise with light effect, to achieve a more comprehensive and appropriate atmosphere perception, currently supports "fire, waves, forest, travel and rain", just say "Xiao Ai classmate, play the white noise of the fire", sound and light double effect, very fun.

　　Overall, the Xiaomi Sound Pro this time is an absolute flagship in terms of acoustic configuration. In terms of intelligence, AUX in, Bluetooth, AirPlay, NFC music relay and other rich connection methods plus the latest Xiao Ai features, especially the blessing of practical functions such as whole-house playback and home sound transmission, I think its performance is on the rise. So what do you think of Tieba bosses? Leave me a message in the comment area.

　　Read more about the exciting content of speakers, you can go to what’s worth buying to view